No Credit, No Problem! 6 Moves to Build Credit from Scratch

If you don’t have a credit history, your options for loans may be limited, or worst is, you’re not going to get a home loan. There are things that you can do to get started building healthy credit from scratch. Basically, it is highly recommended that you open a savings or checking account and use it responsibly. Lenders see individuals with bank accounts more creditworthy, and often, the secured account is converted to a regular credit account once you've established good payment record. Follow these steps to help set up and maintain a solid foundation. Read the entire article here: